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It's important to have your financing work as hard as your equipment does. And with John Deere in our name, you can be confident you'll get nothing less than world-class support. John Deere Financial offers value that no other lender can - a deep understanding of your industry, unmatched equipment expertise, and personalized financial solutions that can be quickly arranged through your dealer at the time of our purchase. For generations, we've been here to make equipment financing easy and affordable. And we'll be here for you - for the long run.

Don't let financing your John Deere tractor keep you from getting the machinery and equipment you need to succeed. Reach out to us with any questions about your tractor financing options. One of our friendly and knowledgeable representatives will be happy to answer any questions you may have.

John Deere 4 Series Compact Utility Tractor


Click to apply for Compact Utility Tractor Financing online.

John Deere Full Size Gator XUV Crossover Utility Vehicles


Click to apply for Gator Utility Vehicle Financing online.

X300 Series Riding Lawn Tractor


Click to apply for Residential Mowing Equipment Financing online.

John Deere Commercial Mowers


Click to apply for Commercial Mowing Equipment Financing online.


Click to apply for Small Equipment Financing online.


Click to apply for Parts & Service Financing online.

John Deere Financing at Smith Tractor Company

Get John Deere farm equipment financing at Smith Tractor Company. With a wide range of options available for tractor financing, farm equipment financing, and other John Deere equipment, you have the flexibility to get what you need quickly. Our financing operation has been refined to eliminate unneeded steps and hassle, allowing for a quick, easy process. For help getting John Deere financing near you, stop at Smith Tractor Company in southern Alabama and northwest Florida.

The Convenience of John Deere Financial>

John Deere Financial has many benefits to help with your farm operation. John Deere understands you are not paid every month and allows for flexible payment plans. When you aren't paid monthly, why should you pay monthly? See Smith Tractor Company to talk about extended payment plans. Getting John Deere financing locally to you in Alabama and Florida allows for help at all times. Smith Tractor Company is trained by John Deere to give you customer service reachable with a simple call to our stores or walking into our locations in Frisco City, Atmore, and Jay. 

How to Get Tractor Financing Options

Tractor financing options are made accessible at Smith Tractor Company. Two main choices you can choose between are a loan or a lease. A loan will set you up for ownership over time and is right for you when you use the tractor for many seasons. A lease can be right when you only need the farm equipment for a short period or want to help limit your cash flow. Options at the end of the lease still allow for purchase, or you can return the farm equipment. See Smith Tractor Company for more information on loaning and leasing farm equipment. 

Farm Equipment Financing Available

Farm equipment financing is available for all equipment at Smith Tractor Company. Find financing on sprayers, combines, and other John Deere farm equipment. We will explain how your interest rate is calculated based on loan terms, farm equipment, and other factors. Financing is also offered on John Deere gators, mowers, and parts. 

John Deere Financing Frequently Asked Questions

Many questions can arise when looking up John Deere financing. Some of the main ones include:

  • How to apply for John Deere financing?>
  • Is a downpayment required?
  • What farm equipment can I finance?
  • Can I buy equipment at the end of a lease?
  • How is the interest rate calculated on John Deere farm equipment?

  • Smith Tractor Company will help answer these and any other questions you have regarding John Deere Financial. Give us a call today to find out more.

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    In 1953, Wyatt (JR) Smith bought Smith Tractor Company. Smith originally purchased a Ford tractor dealership until the company took on John Deere products in January of 1987. Since then, Smith Tractor Company has proudly provided John Deere equipment and service throughout Florida & Alabama. Our customer base is built on relationships and in today’s corporate world that is a rare commodity. You will find quite a bit of inventory if you take a trip to one of our locations.


    Frisco City, AL
    3854 Bowden St.
    Frisco City, AL 36445
    Phone 251-267-2500
    Toll Free 800-221-4052 Option 3

    Atmore, AL
    8974 Hwy 31
    Atmore, AL 36502
    Phone 251-368-1720
    Toll Free 800-221-4052 Option 2

    Jay, FL
    3834 Highway 4
    Jay, FL 32565
    Phone 850-675-4505
    Toll Free 800-221-4052 Option 1


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